Showing posts with label Know your Rights. Show all posts
Showing posts with label Know your Rights. Show all posts

Friday, December 7, 2012

Do you have Lead in your apartment?



If you have lead in your apartment, this is something that you need to get fixed right away. Do not delay.

Lead could lead to major health complications.

Want to learn more about lead, visit The USA Environmental Protection Agency

Here are additional links from EPA:

Learn about lead
Where it is found
How you can be exposed
Lower your chances of exposure to lead
Health effects
Enforcing laws and regulations
Protecting children and adults from lead poisoning
Addressing lead at Superfund sites
Contractors must be lead-safe certified
It's easy to get your child tested
You can make your home lead-safe
Landlords and property sellers must disclose information on lead-based paint hazards
Lead can enter your drinking water through your pipes
Parents and families
Hire a lead safe certified firm
Lead Free Kids Campaign
Pregnant women and nursing mothers
Do-it-yourselfers

The below pictures are actual ones from my mom's building. The inside of the apartment also had lead. 








We then had further issues with the landlord because the contractor they were using did not properly secure the premise of their tools. 









Thursday, November 22, 2012

Do you have Lead in your apartment?



If you have lead in your apartment, this is something that you need to get fixed right away. Do not delay.

Lead could lead to major health complications.

Want to learn more about lead, visit The USA Environmental Protection Agency

Here are additional links from EPA:

Learn about lead
Where it is found
How you can be exposed
Lower your chances of exposure to lead
Health effects
Enforcing laws and regulations
Protecting children and adults from lead poisoning
Addressing lead at Superfund sites
Contractors must be lead-safe certified
It's easy to get your child tested
You can make your home lead-safe
Landlords and property sellers must disclose information on lead-based paint hazards
Lead can enter your drinking water through your pipes
Parents and families
Hire a lead safe certified firm
Lead Free Kids Campaign
Pregnant women and nursing mothers
Do-it-yourselfers

The below pictures are actual ones from my mom's building. The inside of the apartment also had lead. 








We then had further issues with the landlord because the contractor they were using did not properly secure the premise of their tools. 








Thursday, November 8, 2012

Do you have Lead in your apartment?


If you have lead in your apartment, this is something that you need to get fixed right away. Do not delay.

Lead could lead to major health complications.

Want to learn more about lead, visit The USA Environmental Protection Agency

Here are additional links from EPA:

Learn about lead
Where it is found
How you can be exposed
Lower your chances of exposure to lead
Health effects
Enforcing laws and regulations
Protecting children and adults from lead poisoning
Addressing lead at Superfund sites
Contractors must be lead-safe certified
It's easy to get your child tested
You can make your home lead-safe
Landlords and property sellers must disclose information on lead-based paint hazards
Lead can enter your drinking water through your pipes
Parents and families
Hire a lead safe certified firm
Lead Free Kids Campaign
Pregnant women and nursing mothers
Do-it-yourselfers

The below pictures are actual ones from my mom's building. The inside of the apartment also had lead. 








We then had further issues with the landlord because the contractor they were using did not properly secure the premise of their tools. 









Tuesday, October 30, 2012

No-Fault Insurance New York



No-Fault Insurance New York



What is no-fault and what does it cover?No-fault is coverage under the automobile insurance policy of the New York vehicle you occupy at the time of an accident. You may also be eligible for this coverage if you are a pedestrian hit by a vehicle. This coverage is designed to pay for your lost wages, medical bills and other medically-necessary expenses. This means that your doctor must put everything in writing. It is called no-fault insurance, because it is available regardless of who caused the accident. 

Deadline InfoThe applicable no-fault carrier must be placed on written notice within 30 days of an accident. In most cases, there are no exceptions. This means that you must submit an Application for No-Fault benefits within 30 days of an accident, in order to be able to make a claim for past and future lost wages, medical bills and other medically-necessary expenses. In limited instances, this time frame may be extended. Please contact us to discuss the specifics of your case to determine if you may qualify for an extension of time. 

Amount of CoverageEach insured automobile carries a minimum of $50,000.00 in no-fault coverage for each occupant of the vehicle. Monthly wage loss is paid at 80% of your gross wages, up to a maximum of $2,000.00 per month – from all sources – unless you elect a special rider on your policy to extend to a higher monthly lost wage. Wages are reduced by 20% to simulate taxes – this means that no-fault payments are not taxable. Medical supplies such as wheelchair or crutch rental, mileage to and from your doctors, as well as payment for any household chores your doctor writes that you cannot perform, may be reimbursed as well. The $50,000.00 includes payments from all sources, including New York State Disability.

Who is not covered?In most cases, the following people would not be eligible for no-fault coverage:
  • Motorcycle drivers.
  • Motorcycle passengers.
  • If you are in your own uninsured vehicle, there is no coverage for you.
  • If you occupy your spouse’s uninsured vehicle, there is no coverage for you.
  • Non-New York residents may not be eligible for coverage. Ask us to help you determine if you qualify.
What if you occupy someone else’s uninsured vehicle?If the vehicle you are in is uninsured, and you do not reside in the same household as that person, you may be eligible to make a claim for no-fault benefits from your own automobile insurance policy, or the automobile policy of a relative you live with. If you do not have your own automobile insurance in your household, you could be eligible to make a claim for no-fault benefits from the  Motor Vehicle Accident Indemnification Corporation. Proof of no insurance, and proof that you do not live with someone who has automobile insurance, is required. The same or similar deadlines apply to these types of alternate coverage. Ask us to assist you with the application and proof process.
Do I need a referral to see a doctor?In most cases, no. Under no-fault, you do not need a referral to see a specialist such as a neurologist, orthopedist, acupuncturist or chiropractor. Therefore, if you do not have a primary care physician, you can usually still see a specialist without a referral. You do need a referral for diagnostic tests such as x-rays, MRI and CAT scans, as well as physical therapy.
Am I covered if I am in a rental vehicle?In most cases, yes. You would be eligible for no-fault coverage available through the rented vehicle, and still have the ability to use any "extra" coverage you may have paid for on your own automobile insurance policy. We can assist you in determining what coverage applies to your specific situation.
Am I covered for accidents outside of New York State?If you are a New York State resident, and you own an automobile covered by insurance, then you are most likely covered by no-fault for accidents occurring in the continental U.S. and Canada.
What types of "extra" no-fault coverage are there?Ask your insurance agent for information concerning Optional Basic Economic Loss (OBEL) coverage,Additional Personal Injury Protection (APIP) coverage, and medical payments coverage. Oftentimes these types of additional coverage are available for a very small cost. They would extend your coverage beyond the basic $50,000.00. If you want to know what those types of coverage can do for you, ask us for more information.
Is there a deadline for submitting medical bills for payment?Yes. Medical bills must be submitted to the no-fault carrier within 45 days of the date of treatment. Therefore, it is imperative that you give your medical providers the no-fault information as soon as possible. Any treatment that is denied payment because of the 45 day rule, could result in your becoming personally responsible for the payment of that bill. Never assume that the bill is being taken care of. Be certain to submit all bills, including duplicates, immediately upon receipt.
Is there an expiration date for medical treatment?Essentially, no. There is no law that says your benefits expire after "x" days/weeks/years. As long as your medical providers have indicated you will need treatment beyond the first year from the date of the accident, then No-fault will continue to pay for your medical treatment and prescriptions until the dollar amount is completely used up. However, no-fault could send you to an "independent" medical doctor to have your medical status and treatment verified. If a no-fault doctor examines you and determines you do not need that type of treatment, you could be denied benefits based on a lack of medical necessity. It is your treating medical provider's obligation to justify the need for the treatment you are receiving, and that it is directly connected to your automobile accident.
What if no-fault denies payment?There are various options available to you and/or your medical providers if no-fault denies payment for specific treatment, medical testing, or even for a particular specialist. There are various avenues available to contest or refute a denial. Some options should not be taken right away, as they could put you "on the hook" for payment of the bill yourself. Contact us to discuss your no-fault denial options.

Do you have Lead in your apartment?


If you have lead in your apartment, this is something that you need to get fixed right away. Do not delay.

Lead could lead to major health complications.

Want to learn more about lead, visit The USA Environmental Protection Agency

Here are additional links from EPA:

Learn about lead
Where it is found
How you can be exposed
Lower your chances of exposure to lead
Health effects
Enforcing laws and regulations
Protecting children and adults from lead poisoning
Addressing lead at Superfund sites
Contractors must be lead-safe certified
It's easy to get your child tested
You can make your home lead-safe
Landlords and property sellers must disclose information on lead-based paint hazards
Lead can enter your drinking water through your pipes
Parents and families
Hire a lead safe certified firm
Lead Free Kids Campaign
Pregnant women and nursing mothers
Do-it-yourselfers

The below pictures are actual ones from my mom's building. The inside of the apartment also had lead. 








We then had further issues with the landlord because the contractor they were using did not properly secure the premise of their tools. 









Slip and Fall Lawyer New York



Slip and Fall Lawyer New York

General Information
There are several types of slip and fall accidents including slippery surface falls, stairway accidents, fall from a terrace or balcony, parking ramp falls, sidewalk falls and bathtub and shower falls, to name a few.
A property owner has an obligation to keep their property in a safe condition for those invited onto the property. If it can be proven that a property owner was negligent and knew or should have known about the dangerous or defective condition that caused a slip and fall, you may be compensated for your injuries.
Every slip and fall accident is unique so, it is to your benefit to hire an experienced slip and fall attorney.
Fall on Ice and Snow
Property owners have an obligation to make sure their property, including parking lots and sidewalks, are maintained and that all snow and ice is removed to avoid possible safety hazards.
Property owners are allowed a "reasonable" amount of time to remove the snow and ice. For example, if you fall on a snowy sidewalk in the middle of a snowstorm, the property owner may not be held liable since the storm was in progress.
If conditions on the property cause an unnatural build up of ice or snow, the property owner may be liable for your slip and fall accident. For example:
  • If ice accumulated on the roof, then melts and drips off because of a clogged drain, then refreezes on the ground; or
  • If the parking lot causes melting ice to form puddles, and then refreezes into ice patches.
In addition, if a property owner provides snow or ice removal, they must stay on top of it and provide regular maintenance.
What is Reasonable?
Did the property owner use their common sense? Was there something the property owner "should have known" was dangerous? Did the property owner use reasonable care to keep the property safe? A judge and jury will certainly take the answers to these questions into consideration.
If the property owner is careful in their efforts to keep the property safe and clean, they most likely have shown "reasonable" care. Here are some initial questions you can ask yourself to help determine if a property or business owner may be liable for your injuries:
  • Did you trip over a broken, or uneven area of carpet or floor or did you slip on a wet area? If so, was the dangerous condition in place long enough so the owner "should have known" about it? Has any accident happened there before?
  • Is there a schedule in place for regular maintenance and cleaning or repairing of the premises? If so, what proof does the owner have of this regular maintenance?
  • If you tripped over or slipped on an object someone placed or left on the ground, was there a good reason for the object to be there? If there was a good reason for the object to be there, but that reason no longer existed, could the object have been removed or covered or otherwise made safe?
  • Was there a safer place the object could have been located?
  • Could a barrier have been created to warn people of a potential danger?
  • Did poor or broken lighting contribute to the accident?
Gathering Evidence
When possible, we recommend the following:
  • Photos. Take photographs of the scene of the accident, your clothing and shoes and any bruising, cuts, scrapes or required stitches or casts to document your injury.
  • Witnesses. If someone witnesses your fall, try to get their name, address and telephone number.
  • Accident Report. If you suffer injuries in a store, whether a department store or grocery store, make sure you file an accident report. You can do this by asking for the manager. They will then document your version of the accident. This will prove to be valuable in representing you for your injuries. Unless you are unable, make sure you obtain a copy of the accident report before you leave.
  • Evidence. We recommend you save the item that caused your fall. For example, if you slipped on a piece of fruit or a vegetable, place the item in a plastic bag and freeze it. You may also want to safeguard the shoes you were wearing at the time of the fall. These can be placed in a plastic bag and taped shut to preserve any matter stuck to your shoe.
If you are unable to take photographs or obtain any statements, an attorney at Cellino & Barnes will obtain as much information as possible. However, please keep in mind, obtaining information hours, days, weeks or even months after an accident scene has been cleaned up or your injuries have healed is much more difficult. Although your medical records will document your injuries, photographs and statements will prove valuable before a jury.
Fall Down Stairs
As slip and fall attorneys, we have many accident cases, which have occurred as a result of defective or broken stairs.
Property owners have the responsibility to make sure all steps have the same rise and depth, with visible edges. Also, stairs must be kept free of debris or other obstacles, which could cause an accident.
A property owner is also responsible for making sure all stairwells are well lit, with sturdy handrails on both sides.
We all have a responsibility to be careful and watch where we are going, however, a property owner needs to show reasonable care.
Who is Liable?
For a property owner to be held legally liable (or responsible) for your injuries, one of the following must be true:
  • The owner of the premises (or an employee) must have caused a spill or other dangerous condition.
  • The owner of the premises (or an employee) must have known of the dangerous condition and failed to correct it properly.
  • The owner of the premises (or an employee) "should have known" a dangerous condition was pres

NYC Disposal Guidelines

The below information is directly from nyc.gov

Local, state, and federal laws and regulations have various restrictions and standards on how to handle your trash and recycling. These specify who collects your waste, how it must be placed for collection, what must be recycled, what must be disposed of separately, and other requirements.
Regulations vary based on who is disposing of these materials: