Mucinex Review

Mucinex

I had a cold  for a couple of days and my son as well. We took him to the doctor, and the doc recommend Mucinex . I decided to buy the same for myself.

I had heard wonders about Mucinex , which I would expect at the steeper price tag than its over the counter competitors.

The results were not what I expected. I expected my cold to disappear, not to worsen.  I use public transportation to get to work and work in an office. Unfortunately, the day after taking Mucinex I noticed that I was coughing a LOT and very frequently.  It was annoying others in the office (and drove me crazy). For the next 2 days I had a persistent cough: a thin, watery cough that made me sound like I had contagious cold.  I was definitely getting the “stay away from me looks” in the train. These side effects were very difficult to deal with.  I no longer feel congested, but the phlegm is out of control.  

Therefore I would say that while this product did loosen mucus and help me get rid of it, the difficult and annoying side effects were very undesirable. I would not use the product again.

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Seventeen Magazine: Free lip gloss giveaway

free lip gloss giveaway

5,000 Winners! Enter to win one (1) free Mary Kay NouriShine Plus Lip Gloss! Enter the code from page 138 of the October issue to win!

Value $14.00

Click Here to Enter 

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Win It! Clinique Pink Ribbon/BCA Month Chubby Stick Set Giveaway (3 Winners)

Beauty Junkies Unite is holding this great Giveaway! Click Here to enter

Win It! Clinique Pink Ribbon/BCA Month Chubby Stick Set Giveaway (3 Winners)

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Let’s start this week off right with a giveaway in honor of Breast Cancer Awareness Month! I just picked up three of these pretty pinkClinique BCA Month Chubby Stick sets for three very lucky readers.

This limited edition set includes a Clinique Chubby Stick Moisturizing Lip Colour Balm in Plumped Up Pink with a cosmetic bag, adorned with a pink ribbon zipper pull. Want a chance to win? Use the Rafflecopter widget below!

Dates of entry: 10/7/12 to 10/16/12 at 11:59pm EST

More details… Here 

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Free Sample Cream of Wheat Cinnabon Instant Hot Cereal!!

Get a Free Sample Cream of Wheat Cinnabon Instant Hot Cereal!!

To get your freebie, click link above and fill out the form on their page.

It resets daily at 8 am



the fine print:

The Chocolate Cream of Wheat "Free Sample Packet" giveaway starts 10/1/2012 and ends 11/1/2012, or while supplies last, whichever is sooner (the “Giveaway Period”). “Like” Cream of Wheat on its Facebook page at http://www.facebook.com/CreamofWheat, and then input the required information in order to receive your free 1.23 ounce sample. Limit one offer per household for the entire Giveaway Period. Giveaway includes 1 Chocolate Cream of Wheat sample packet and a coupon for $1.00 off any 2 Cream of Wheat Products, 9.8 ounces or larger, good through 1/31/2013. Please allow approximately 6-8 weeks for delivery. Open only to legal residents of the 50 U.S. States who are 18 or older, and who provide a valid U.S. mailing address. Void where prohibited. Supplies are limited: a maximum of 10,000 will be distributed per day, with a maximum of 100,000 total available. Sponsor reserves the right to terminate or modify this Giveaway at any time.

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Big City Moms Biggest Baby Shower - Oct 30, NYC

	Big City Moms Biggest Baby Shower - October 30, NYC It's back! The expectant event you have been waiting for! Learn about baby gear and accessories, sample products, play games and attend seminars while enjoying yummy treats and mocktails. Special guest speakers: Dr. Alan Greene, Pediatrician, Dr. Bob Sears, Pediatrician, Gina Ciagne, Breastfeeding Expert, and several surprise guests! •  Enjoy sweet treats and mocktails •  Play baby shower games and leave with overflowing gift bags and prizes •  See the newest strollers, diaper bags, car seats, cribs, accessories and more •  See the newest strollers, diaper bags, car seats, cribs, accessories and more •  See the latest products from Britax, Skip*Hop, Baby Jogger, J&R Jr., Munchkin, Ella's Kitchen, Bumbleride, Sage Spoonfuls, Dapple, Project Nursery, Bio-Oil, Lansinoh, and more. RSVP here to secure your gift bag! WHEN: Tuesday, October 30, 2012 6:30 p.m. to 9:30 p.m. WHERE: Metropolitan Pavilion 125 West 18th Street New York, NY www.bigcitymoms.com | www.thebiggestbabyshower.com

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Chevy sends bench seats the way of the ashtray

Chevy sends bench seats the way of the ashtray
By Paul A. Eisenstein, NBC News contributor
When the newly redesigned Chevrolet Impala goes on sale later this year it will leave one familiar item out of the option list: a front bench seat.

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ULTA Beauty’s Cut-A-Thon

The Salon at ULTA Beauty’s Cut-A-Thon is taking place on Sunday, October 14 from 11 a.m. to 6 p.m. at all  ULTA Beauty stores nationwide.

You'll receive a Free  cut, shampoo and style by ULTA Beauty’s professionally trained stylists or a Free Mini-facial (For a minimum suggested donation of $10)

One hundred percent of Cut-A-Thon proceeds will be donated to BCRF ( The Breast Cancer Research Foundation)

The Salon at ULTA Beauty uses Redken and CHI professional products.

Make your appointment now. To find a location near you, click HERE.

Can't attend, but will like to donate?

For details on ULTA Beauty’s Donate with a Kiss campaign visit ulta.com/donatewithakiss.

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No-Fault Insurance New York

No-Fault Insurance New York

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What is no-fault and what does it cover?No-fault is coverage under the automobile insurance policy of the New York vehicle you occupy at the time of an accident. You may also be eligible for this coverage if you are a pedestrian hit by a vehicle. This coverage is designed to pay for your lost wages, medical bills and other medically-necessary expenses. This means that your doctor must put everything in writing. It is called no-fault insurance, because it is available regardless of who caused the accident. 

Deadline InfoThe applicable no-fault carrier must be placed on written notice within 30 days of an accident. In most cases, there are no exceptions. This means that you must submit an Application for No-Fault benefits within 30 days of an accident, in order to be able to make a claim for past and future lost wages, medical bills and other medically-necessary expenses. In limited instances, this time frame may be extended. Please contact us to discuss the specifics of your case to determine if you may qualify for an extension of time. 

Amount of CoverageEach insured automobile carries a minimum of $50,000.00 in no-fault coverage for each occupant of the vehicle. Monthly wage loss is paid at 80% of your gross wages, up to a maximum of $2,000.00 per month – from all sources – unless you elect a special rider on your policy to extend to a higher monthly lost wage. Wages are reduced by 20% to simulate taxes – this means that no-fault payments are not taxable. Medical supplies such as wheelchair or crutch rental, mileage to and from your doctors, as well as payment for any household chores your doctor writes that you cannot perform, may be reimbursed as well. The $50,000.00 includes payments from all sources, including New York State Disability.

Who is not covered?In most cases, the following people would not be eligible for no-fault coverage:

• Motorcycle drivers.
• Motorcycle passengers.
• If you are in your own uninsured vehicle, there is no coverage for you.
• If you occupy your spouse’s uninsured vehicle, there is no coverage for you.
• Non-New York residents may not be eligible for coverage. Ask us to help you determine if you qualify.

What if you occupy someone else’s uninsured vehicle?If the vehicle you are in is uninsured, and you do not reside in the same household as that person, you may be eligible to make a claim for no-fault benefits from your own automobile insurance policy, or the automobile policy of a relative you live with. If you do not have your own automobile insurance in your household, you could be eligible to make a claim for no-fault benefits from the  Motor Vehicle Accident Indemnification Corporation. Proof of no insurance, and proof that you do not live with someone who has automobile insurance, is required. The same or similar deadlines apply to these types of alternate coverage. Ask us to assist you with the application and proof process.

Do I need a referral to see a doctor?In most cases, no. Under no-fault, you do not need a referral to see a specialist such as a neurologist, orthopedist, acupuncturist or chiropractor. Therefore, if you do not have a primary care physician, you can usually still see a specialist without a referral. You do need a referral for diagnostic tests such as x-rays, MRI and CAT scans, as well as physical therapy.

Am I covered if I am in a rental vehicle?In most cases, yes. You would be eligible for no-fault coverage available through the rented vehicle, and still have the ability to use any "extra" coverage you may have paid for on your own automobile insurance policy. We can assist you in determining what coverage applies to your specific situation.

Am I covered for accidents outside of New York State?If you are a New York State resident, and you own an automobile covered by insurance, then you are most likely covered by no-fault for accidents occurring in the continental U.S. and Canada.

What types of "extra" no-fault coverage are there?Ask your insurance agent for information concerning Optional Basic Economic Loss (OBEL) coverage,Additional Personal Injury Protection (APIP) coverage, and medical payments coverage. Oftentimes these types of additional coverage are available for a very small cost. They would extend your coverage beyond the basic $50,000.00. If you want to know what those types of coverage can do for you, ask us for more information.

Is there a deadline for submitting medical bills for payment?Yes. Medical bills must be submitted to the no-fault carrier within 45 days of the date of treatment. Therefore, it is imperative that you give your medical providers the no-fault information as soon as possible. Any treatment that is denied payment because of the 45 day rule, could result in your becoming personally responsible for the payment of that bill. Never assume that the bill is being taken care of. Be certain to submit all bills, including duplicates, immediately upon receipt.

Is there an expiration date for medical treatment?Essentially, no. There is no law that says your benefits expire after "x" days/weeks/years. As long as your medical providers have indicated you will need treatment beyond the first year from the date of the accident, then No-fault will continue to pay for your medical treatment and prescriptions until the dollar amount is completely used up. However, no-fault could send you to an "independent" medical doctor to have your medical status and treatment verified. If a no-fault doctor examines you and determines you do not need that type of treatment, you could be denied benefits based on a lack of medical necessity. It is your treating medical provider's obligation to justify the need for the treatment you are receiving, and that it is directly connected to your automobile accident.

What if no-fault denies payment?There are various options available to you and/or your medical providers if no-fault denies payment for specific treatment, medical testing, or even for a particular specialist. There are various avenues available to contest or refute a denial. Some options should not be taken right away, as they could put you "on the hook" for payment of the bill yourself. Contact us to discuss your no-fault denial options.

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Really... SEXY BIG BIRD costume.....

I am not sure who i feel about this SEXY BIG BIRD costume..... But, I thought I would share with you. 

 

http://www.yandy.com/Exclusive-Yellow-Dress-and-Stockings.php

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9th Annual Diva Moms Halloween Spooktacular @ Dylans Candy Bar!

I have been a member of DIVAMOMS site for quite some time now. DIVAMOMS is my favorite mommy site because they always surprise with the variety of events, their network base seems to be never ending. Their events cover all subjects; beauty, family, finances, charity, education, bookclub, etc.

This is going to be my first time attending the 9th Annual Diva Moms Halloween Spooktacular @ Dylans Candy Bar!  

I cannot wait to attend!!! My kids are going to be super duper excited when they find out where we are going this year to celebrate Halloween. 

Now I really need to hurry up and pick up some costumes. I was thinking of making the Heirloom-Mushroom-Costume (parents.com) one for my daughter, which i think it soooo cute, but she is not very excited about the mushroom idea.

If you are going to be in NYC on Oct 31st, this will be a great event to attend, but hurry, they only have 15 tickets left.

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