Big City Moms Biggest Baby Shower - Oct 30, NYC

	Big City Moms Biggest Baby Shower - October 30, NYC It's back! The expectant event you have been waiting for! Learn about baby gear and accessories, sample products, play games and attend seminars while enjoying yummy treats and mocktails. Special guest speakers: Dr. Alan Greene, Pediatrician, Dr. Bob Sears, Pediatrician, Gina Ciagne, Breastfeeding Expert, and several surprise guests! •  Enjoy sweet treats and mocktails •  Play baby shower games and leave with overflowing gift bags and prizes •  See the newest strollers, diaper bags, car seats, cribs, accessories and more •  See the newest strollers, diaper bags, car seats, cribs, accessories and more •  See the latest products from Britax, Skip*Hop, Baby Jogger, J&R Jr., Munchkin, Ella's Kitchen, Bumbleride, Sage Spoonfuls, Dapple, Project Nursery, Bio-Oil, Lansinoh, and more. RSVP here to secure your gift bag! WHEN: Tuesday, October 30, 2012 6:30 p.m. to 9:30 p.m. WHERE: Metropolitan Pavilion 125 West 18th Street New York, NY www.bigcitymoms.com | www.thebiggestbabyshower.com

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Chevy sends bench seats the way of the ashtray

Chevy sends bench seats the way of the ashtray
By Paul A. Eisenstein, NBC News contributor
When the newly redesigned Chevrolet Impala goes on sale later this year it will leave one familiar item out of the option list: a front bench seat.

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ULTA Beauty’s Cut-A-Thon

The Salon at ULTA Beauty’s Cut-A-Thon is taking place on Sunday, October 14 from 11 a.m. to 6 p.m. at all  ULTA Beauty stores nationwide.

You'll receive a Free  cut, shampoo and style by ULTA Beauty’s professionally trained stylists or a Free Mini-facial (For a minimum suggested donation of $10)

One hundred percent of Cut-A-Thon proceeds will be donated to BCRF ( The Breast Cancer Research Foundation)

The Salon at ULTA Beauty uses Redken and CHI professional products.

Make your appointment now. To find a location near you, click HERE.

Can't attend, but will like to donate?

For details on ULTA Beauty’s Donate with a Kiss campaign visit ulta.com/donatewithakiss.

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No-Fault Insurance New York

No-Fault Insurance New York

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What is no-fault and what does it cover?No-fault is coverage under the automobile insurance policy of the New York vehicle you occupy at the time of an accident. You may also be eligible for this coverage if you are a pedestrian hit by a vehicle. This coverage is designed to pay for your lost wages, medical bills and other medically-necessary expenses. This means that your doctor must put everything in writing. It is called no-fault insurance, because it is available regardless of who caused the accident. 

Deadline InfoThe applicable no-fault carrier must be placed on written notice within 30 days of an accident. In most cases, there are no exceptions. This means that you must submit an Application for No-Fault benefits within 30 days of an accident, in order to be able to make a claim for past and future lost wages, medical bills and other medically-necessary expenses. In limited instances, this time frame may be extended. Please contact us to discuss the specifics of your case to determine if you may qualify for an extension of time. 

Amount of CoverageEach insured automobile carries a minimum of $50,000.00 in no-fault coverage for each occupant of the vehicle. Monthly wage loss is paid at 80% of your gross wages, up to a maximum of $2,000.00 per month – from all sources – unless you elect a special rider on your policy to extend to a higher monthly lost wage. Wages are reduced by 20% to simulate taxes – this means that no-fault payments are not taxable. Medical supplies such as wheelchair or crutch rental, mileage to and from your doctors, as well as payment for any household chores your doctor writes that you cannot perform, may be reimbursed as well. The $50,000.00 includes payments from all sources, including New York State Disability.

Who is not covered?In most cases, the following people would not be eligible for no-fault coverage:

• Motorcycle drivers.
• Motorcycle passengers.
• If you are in your own uninsured vehicle, there is no coverage for you.
• If you occupy your spouse’s uninsured vehicle, there is no coverage for you.
• Non-New York residents may not be eligible for coverage. Ask us to help you determine if you qualify.

What if you occupy someone else’s uninsured vehicle?If the vehicle you are in is uninsured, and you do not reside in the same household as that person, you may be eligible to make a claim for no-fault benefits from your own automobile insurance policy, or the automobile policy of a relative you live with. If you do not have your own automobile insurance in your household, you could be eligible to make a claim for no-fault benefits from the  Motor Vehicle Accident Indemnification Corporation. Proof of no insurance, and proof that you do not live with someone who has automobile insurance, is required. The same or similar deadlines apply to these types of alternate coverage. Ask us to assist you with the application and proof process.

Do I need a referral to see a doctor?In most cases, no. Under no-fault, you do not need a referral to see a specialist such as a neurologist, orthopedist, acupuncturist or chiropractor. Therefore, if you do not have a primary care physician, you can usually still see a specialist without a referral. You do need a referral for diagnostic tests such as x-rays, MRI and CAT scans, as well as physical therapy.

Am I covered if I am in a rental vehicle?In most cases, yes. You would be eligible for no-fault coverage available through the rented vehicle, and still have the ability to use any "extra" coverage you may have paid for on your own automobile insurance policy. We can assist you in determining what coverage applies to your specific situation.

Am I covered for accidents outside of New York State?If you are a New York State resident, and you own an automobile covered by insurance, then you are most likely covered by no-fault for accidents occurring in the continental U.S. and Canada.

What types of "extra" no-fault coverage are there?Ask your insurance agent for information concerning Optional Basic Economic Loss (OBEL) coverage,Additional Personal Injury Protection (APIP) coverage, and medical payments coverage. Oftentimes these types of additional coverage are available for a very small cost. They would extend your coverage beyond the basic $50,000.00. If you want to know what those types of coverage can do for you, ask us for more information.

Is there a deadline for submitting medical bills for payment?Yes. Medical bills must be submitted to the no-fault carrier within 45 days of the date of treatment. Therefore, it is imperative that you give your medical providers the no-fault information as soon as possible. Any treatment that is denied payment because of the 45 day rule, could result in your becoming personally responsible for the payment of that bill. Never assume that the bill is being taken care of. Be certain to submit all bills, including duplicates, immediately upon receipt.

Is there an expiration date for medical treatment?Essentially, no. There is no law that says your benefits expire after "x" days/weeks/years. As long as your medical providers have indicated you will need treatment beyond the first year from the date of the accident, then No-fault will continue to pay for your medical treatment and prescriptions until the dollar amount is completely used up. However, no-fault could send you to an "independent" medical doctor to have your medical status and treatment verified. If a no-fault doctor examines you and determines you do not need that type of treatment, you could be denied benefits based on a lack of medical necessity. It is your treating medical provider's obligation to justify the need for the treatment you are receiving, and that it is directly connected to your automobile accident.

What if no-fault denies payment?There are various options available to you and/or your medical providers if no-fault denies payment for specific treatment, medical testing, or even for a particular specialist. There are various avenues available to contest or refute a denial. Some options should not be taken right away, as they could put you "on the hook" for payment of the bill yourself. Contact us to discuss your no-fault denial options.

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Really... SEXY BIG BIRD costume.....

I am not sure who i feel about this SEXY BIG BIRD costume..... But, I thought I would share with you. 

 

http://www.yandy.com/Exclusive-Yellow-Dress-and-Stockings.php

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9th Annual Diva Moms Halloween Spooktacular @ Dylans Candy Bar!

I have been a member of DIVAMOMS site for quite some time now. DIVAMOMS is my favorite mommy site because they always surprise with the variety of events, their network base seems to be never ending. Their events cover all subjects; beauty, family, finances, charity, education, bookclub, etc.

This is going to be my first time attending the 9th Annual Diva Moms Halloween Spooktacular @ Dylans Candy Bar!  

I cannot wait to attend!!! My kids are going to be super duper excited when they find out where we are going this year to celebrate Halloween. 

Now I really need to hurry up and pick up some costumes. I was thinking of making the Heirloom-Mushroom-Costume (parents.com) one for my daughter, which i think it soooo cute, but she is not very excited about the mushroom idea.

If you are going to be in NYC on Oct 31st, this will be a great event to attend, but hurry, they only have 15 tickets left.

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JCPenney coupon for $10 off a purchase of $10.00

I just got an email from the JCPenney Email Savings Club coupon for $10 off a purchase of $10.00.

The $10 coupon is only valid in STORES. Get your freebie on! 

If you are a current member go check in your email/spam for the coupon now (from jcpenney@jcpenneyem.com).

Not a member?  Follow the steps below and  don't miss out on these awesome exclusive offers.

• Click here to go to JCPenney.com.
• On the top right of the page click Register.
• Be sure to click the box to Receive Communications from JCP.

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TODAY: Free full-sized Frederic Fekkai shampoo ($25 value)

Free full-sized Frederic Fekkai shampoo ($25 value)

Get a free full-sized Frederic Fekkai shampoo valued at $25 on Thursday, Oct.11, at Sak's Fifth Avenue stores. No coupon is necessary.

Bring in any full-size shampoo and exchange it for a free, full-size 8-ounce Fekkai Advanced Shampoo. Choose from Fekkai Advanced Essential Shea, Full Blown Volume, Brilliant Glossing or Salon Technician Shampoo, while supplies last.

Store details:

SAKS FIFTH AVENUENEW YORK 611 5TH AVENUE NEW YORK, NY 10022212-753-4000

REGULAR HOURS: MONDAY THROUGH SATURDAY 10 TO 8 SUNDAY 11 TO 7 CAFE SFA ON 8: SUN - SAT 11AM TO 4:30PM SNACKS ON 5: MONDAY THROUGH SATURDAY 12 TO 7 SUNDAY 12 TO 6

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Free Lindt Chocolate Lindor Truffles starting 10/9

Starting Tuesday, October 9, one million people will have a chance to get a FREE Bag of Lindor Truffles!!

Lindt & Sprϋngli USA, makers of Lindor chocolates, will give away one million coupons on their Lindt Facebook page starting Tuesday, October 9, 2012.  The coupon will be redeemable in store for a 6-oz. bag of the Lindor Truffles.

• Giveaway begins Tuesday 10/9 on the Lindt Facebook page (click LINDT COUPON tab)
• Coupons redeemable at retailers nationwide and at Lindt Chocolate Shops
• Redeemable for nine different flavors, including: Classic Milk Chocolate, Dark Chocolate, White Chocolate, Vanilla, Peanut Butter and Stracciatella, among others.
• 
  
• While supplies last.

Crafted by the Lindt Master Chocolatiers using a beloved recipe and the finest ingredients for more than 60 years, Lindor truffles feature a smooth filling enrobed in a Lindt chocolate shell.

thanks to: http://gimmiefreebies.com/free-lindt-chocolate/#ixzz28rkVwTFM

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kate spade new york dandy lane sweepstakes

kate spade new york dandy lane sweepstakes

grand prize:
12 5-piece dandy lane place settings from kate spade new york. made in the usa. (value: $1,668)
secondary prize:
the first 500 entrants will automatically receive the next New York Weddingsissue. (value: $5.99)

http://promo.nymag.com/sweeps/2012/katespade/enter.html

Fine print
Sweepstakes entry automatically opts users into kate spade new york, Lenox, and New York Weddingssubscriber lists.
NO PURCHASE NECESSARY.
The kate spade new york Dandy Lane Sweepstakes is open to legal residents of Connecticut, New Jersey and New York, age 18 or older at time of entry. Void where prohibited by law. Ends at 11:59 pm ET on 10/24/12. Sponsors: New York magazine and kate spade new york. See official rules heree

Source:

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